In the last decade, open banking has changed the way people move money online. One of the strongest examples of this innovation in Europe is Trustly, a Swedish payment provider founded in 2008. Trustly acts as a bridge between a player’s bank account and an online casino, allowing instant transfers without the need for cards or e-wallets.
In 2025, Trustly is one of the most common deposit and withdrawal methods across Nordic countries, Germany, the Netherlands, and other regulated European markets. Unlike prepaid vouchers or wallets, Trustly relies on direct banking — a method that combines convenience with transparency.
How Trustly Works in Online Casinos
The concept is simple: Trustly connects directly to a player’s online banking interface.
- Deposit:
- Player selects Trustly in the casino cashier.
- Chooses their bank and logs in via secure online banking.
- Confirms the payment with bank authentication (often biometrics or mobile ID).
- Funds appear instantly in the casino account.
- Withdrawal:
- Player requests payout via Trustly.
- The casino initiates an outgoing payment directly to the same bank account.
- Funds usually arrive within minutes to a few hours.
Unlike cards, there is no middleman network like Visa or Mastercard. Trustly communicates directly with banks, making transfers both faster and often cheaper.
Deposit and Withdrawal Conditions
| Feature | Deposits | Withdrawals |
| Speed | Instant | Minutes–hours |
| Minimum | $10–$20 | $20–$30 |
| Maximum | $5,000–$10,000 | $5,000–$10,000 |
| Fees | Rare on casino side | Usually free; small bank fees possible |
The combination of instant deposits and near-instant withdrawals has made Trustly one of the most player-friendly methods in Europe.
Security Model
Trustly relies on bank-grade authentication and encryption:
- Strong Customer Authentication (SCA): Biometric login, bank-issued tokens, or mobile ID are required.
- No card storage: Players never provide card numbers to casinos.
- Licensed provider: Trustly is authorised and supervised as a payment institution in the EU.
- End-to-end encryption: All banking credentials remain between the user and the bank.
This design ensures that casinos only see the result of the transaction, not sensitive login data.
Casino Examples with Trustly
- NordicBet: Instant Trustly deposits and same-day withdrawals, highly popular in Scandinavia.
- LeoVegas: Markets itself as “mobile-first,” and Trustly fits perfectly with its fast withdrawal promise.
- Casumo: Offers Trustly alongside cards and wallets; payouts often under 2 hours.
- Betsafe: Known for strong sportsbook integration, Trustly is the main method in Nordic markets.
- Mr Green: Accepts Trustly deposits from $10, with withdrawals typically in the same day.
Advantages of Trustly
- True instant banking: Faster than cards and sometimes even wallets.
- High security: Relies on official bank login systems.
- No separate wallet: Money goes straight from bank to casino.
- Strong adoption in Europe: Especially trusted in Nordic and DACH countries.
- Transparent process: Easy to track transactions through your bank statement.
Disadvantages of Trustly
- Regional limitation: Primarily available in Europe; little presence elsewhere.
- Requires online banking: Not usable without digital bank access.
- Limited anonymity: Transactions appear on bank statements.
- No prepaid or credit function: Purely bank-to-bank transfers.
Comparison with Other Methods
| Feature | Trustly | Neteller | Paysafecard |
| Deposit Speed | Instant | Instant | Instant |
| Withdrawal Speed | Minutes–hours | 0–24h | Not supported |
| Privacy | Medium | High | Very high |
| Availability | Strong in Europe | Global | Global |
| Max Limits | $10,000+ | $10,000 (VIP higher) | $250 per voucher |
Practical Tips for Using Trustly
- Check your bank: Not all banks support Trustly in every region.
- Verify casino: Only licensed casinos should be trusted with banking connections.
- Set limits: While fast, instant transfers make it easy to overspend.
- Use same bank account for withdrawals: Ensures smoother processing.
Regional Adoption in 2025
- Nordic region: Trustly is the default method; players expect withdrawals within hours.
- Germany & Austria: Rapidly growing as SEPA transfers are integrated.
- Netherlands: Popular after online gambling regulation, thanks to compatibility with iDIN.
- Other regions: Limited presence outside Europe, as it requires integration with local banks.
Future Trends
- Expansion beyond Europe: Trustly is exploring entry into Latin American markets.
- Faster withdrawals: Some casinos already deliver payouts in under 15 minutes.
- Integration with mobile banking apps: Seamless transition for smartphone users.
- Increased competition: Other open banking providers (e.g., Sofort, Klarna) push the sector forward.
Conclusion
Trustly is one of the most innovative and player-friendly payment methods in online casinos. Its strength lies in instant deposits and fast withdrawals directly to bank accounts, offering both speed and transparency. While limited to Europe and requiring online banking, its combination of security and efficiency makes it the preferred choice in regions where it is available.
Recommendations:
- Use Trustly for fast cash-outs in regulated European casinos.
- Keep a backup method (wallet or card) for non-European operators.
- Always check that both your bank and casino officially support Trustly.
- Use in combination with bank statements for easier financial tracking.
